5 Steps of a Car Wreck Settlement

Like anything in life, there is a process to resolving a car wreck settlement. If you have been involved in an accident, you might not know how to go about getting what is owed to you for your damages. Here are five steps that should be taken so your settlement can be reached.


  • First things first: call your auto insurance company and the insurance company of the other individual involved in the accident. The claim can be filed under your insurance or under the other driver’s liability insurance.


  • Next, gather evidence of the accident. Take photos, get phone numbers of witnesses, get the police accident report. All of this will help you in advancing your claim.


  • Next, assuming you do not have major medical issues to resolve, get an estimate on the damages to your vehicle. Take your car to a qualified repair expert and make sure they give you estimates using factory replacement parts. Get a copy of this estimate (make sure it is as detailed as possible) for your insurance company.


  • Contact the claims adjuster and discuss the damages with them. Once you’ve sent your estimate to the insurance company, their adjuster will examine the information for accuracy. You should contact them to set the date and time for this appointment.


  • The last step before your settlement is signing a property damage release form. Once you and the insurance company have agreed upon the settlement amount, you will be sent this form to sign. Once the form is signed, you cannot discuss any further settlement or damage amounts, so make sure your estimate is thorough.


The process can vary in length, especially if you are handling it yourself. If you have concerns about the process at all, an attorney can help you with your car wreck settlement. If you have any questions, contact the Law Offices of Pat Maloney at (210) 226-8888.


You Need a San Antonio Accident Attorney—Here’s Why

Accidents happen every single day. Most of the time, they are simple affairs: fender benders. However, there are some instances in which things become more complicated; at that point you need a San Antonio accident attorney in your corner to handle your case. Here are some reasons why you need to hire an attorney if you have been in an accident:


  • When the fault of the accident is contested. If the other driver or their insurance company does not admit or accept fault, you need someone to fight this battle for you in court. There is too much at stake for you to try to do it alone.


  • When you have paid a substantial amount of money out-of-pocket. If your medical expenses and loss of income begins to eat into your savings significantly, it is time to consult an attorney. An attorney can help speed along your case and prevent your losses from mounting further.


  • When you want to use an alternative dispute resolution method. An attorney can handle negotiations with the insurance company and the other party/parties involved in the accident. Your attorney can try to get a settlement for you without having to go through the courts or put you through any additional mental or emotional strain.


  • When you don’t have more time to invest in settling your claim. If you have missed time from work, you are probably already out a substantial amount of money and simply cannot afford to spend any more time in court. If you turn your case over to an attorney, they can handle all the details so you can concentrate on life.


No one ever wants to be in a car accident. It is at best a nuisance and at worst a life-altering event. Having a San Antonio accident attorney on your side can help ease some of the distress you are experiencing. For more information, contact the Law Offices of Pat Maloney at (210) 226-8888.