What if Your Teen Causes a Reckless Driving Accident?

If your teen causes a reckless driving accident, it is time to get a personal injury lawyer on your side.


Teens are at the greatest risk for accidents on the road because, due primarily to their inexperience, they may underestimate the danger around them or fail to identify all of the roadside risks. So who is responsible if your teen was in a reckless driving accident?


Teenage drivers are often covered by their parents’ insurance. If a teenager gets into an accident, the insurance company has to defend the teenager. Because of the higher risk for teen drivers, insurance companies will charge parents a higher premium. But if an insurance company fails to defend a teen driver, parents can bring a bad faith action against them.


Many parents wonder if they will be held responsible for the negligence of their teen driver.


The answer is: not likely. In most cases, the teens themselves are held responsible for the negligence of their driving. The exceptions are when parents know their child is reckless, or if your child is driving as part of work for you (this happens if parents employ their child and the child is driving a company car or personal car on company business).


There are some states which have liabilities on parents if their teens cause an accident on a public road, but if the teen used the car without permission or the parent does not have custody over the teen, they will not be liable for the negligence.


Additionally, parents have the right to revoke their responsibility by refusing to sign an application for a driver’s license for their teen or by reporting to the state that they are revoking their support.


Remember that more often than not, the parents are the owners of the vehicle driven by a teenager. If a parent knows their child is not fit to drive the car, but they allow it anyway, the parents might be held liable under “negligent entrustment.” This might take place if a teen has been drinking and smells like alcohol in front of the parents regularly, but the parents let the teen drive, even though they know their driving skills are compromised.


That said, when your teen is involved in an accident, it is best to contact a lawyer straight away. If you or someone you know is in need of a personal injury attorney for a reckless driving accident, contact the Law Offices of Pat Maloney.


Do You Need a Work Injury Lawyer? 3 Pertinent Questions to Ask

If you have sustained a work injury, you might need a work injury lawyer. But how can you tell if you should work with a personal injury attorney? Ask them these three questions:


Question 1: What is your specialty?

You want to work with an attorney you trust, but equally important—you want a lawyer who specializes in work injury law. You don’t want to settle for your cousin’s friend who is a family law attorney but remembers a bit about work injuries from law school. While all lawyers have a basic understanding of most legal areas, you want to retain a personal injury lawyer specifically. This will ensure they are up-to-date on recent court outcomes, have relationships with other legal and court professionals in this field, and have experience with rare and common work injury scenarios.


Question 2: Have you worked on a case like mine before?

A work injury lawyer should have taken on a case like yours before. Someone who specializes in personal injury might focus on long term disability claims and not on dog bites or workplace falls. If you sustained a head injury, ask if the attorney in question has handled head injury cases before.


Question 3: Can you tell me how the defendant thinks?

This is important. A good attorney will understand how a business thinks when facing a workplace injury suit. They will know what to provide to the defendant in order for them to be willing to negotiate. They also know how to communicate with all sides in a work injury case and how to create an environment where everyone respects the law and fights for what is right for you, as the client.


If you or someone you know is in need of a work injury lawyer, contact the Law Offices of Pat Maloney.


What to Do When Construction Site Accidents Keep Occurring

Construction site accidents can happen to anyone. In fact, construction is ranked by the Bureau of Labor Statistics as the most dangerous form of employment, with 150,000 on-site accidents occurring annually, resulting in 1,000 deaths per year.


Recurring construction site accidents can lead to broken bones, injuries to the face, burns, traumatic brain injuries, scars, spinal cord injuries, or paraplegia.


On a construction site, it is the responsibility of all contractors, owners, engineers, manufacturers, architects, and superintendents to ensure the employees are safe and protected at all times.


Recovering fair compensation is imperative if you have been involved in a construction site accident, especially if the same type of accidents keep happening. You are entitled to more than just workers’ compensation. You can rely on this to cover medical expenses or lost wages, but the intangible damages you need covered—specifically your pain, mental anguish, loss of the ability to enjoy the things you once did, and suffering—can be aided by third party liability suits.


With construction site accidents, one of the first steps for your personal injury attorney is to determine the responsibility held by each involved party for maintaining a safe workplace, and where that responsibility may not have been upheld. This is where the liability is determined.


While workers’ compensation can cover medical expenses and lost wages, liability claims can increase the recovery amount you receive so that it is meaningful enough for you to move forward in your life after an accident.


If you or someone you know is in need of a personal injury attorney to help with construction site accidents, contact the Law Offices of Pat Maloney.


4 Signs It’s Time to Hire a Serious Personal Injury Lawyer

Personal injuries aren’t always immediately obvious at the time of an accident, which is why it is important to know when to hire a serious personal injury lawyer. You should consider obtaining legal representation if:

1. If you have bills (whether for vehicle repair or medical care) from the accident that you are struggling to pay. Your health insurance or auto insurance might not cover the full amount, so have a lawyer lend a hand to file a suit against the other party to cover your expenses.


2. If the party at fault has no insurance. If you were in an accident with someone who is not covered by insurance, you might need to file a lawsuit since a settlement from their insurer is not possible.


3. If you are struggling to file insurance claims. If you’ve never filed an insurance claim before, you may be unsure of what paperwork to include or what to say. Having an attorney makes this simpler, as they have the expertise you lack. They can work with you to properly submit forms so that you get the settlement you deserve.


4. If your insurance claims were denied. You might have tried to handle your claim alone, but if it was denied, it is possible that you were not treated fairly. After all, insurance companies want to avoid payment or settlement if at all possible. But with an attorney by your side, they won’t be able to take advantage of what you don’t know.


If you or someone you know is in need of a serious personal injury lawyer, contact the Law Offices of Pat Maloney.