What to Do If Your Workplace Injury Claim is Denied
From your point of view, the outcome of your workplace injury claim should be a no-brainer. You were at work. You were injured while performing your job duties. It sounds like an open-and-shut case.
Not so fast. Insurers are going to be looking for any tiny loophole they can find to find a reason to deny your workplace injury claim. Here are a few common mistakes that can trip you up:
- You waited too long to notify your supervisor
Depending on what state you’re in, you might have as little as four days to tell your supervisor in writing about what happened.
- You waited too long to file a claim
Again, depending on what state in which you’re employed, you could have only 30 days or up to 90 days to file a formal workplace injury claim.
- The company you work for refutes your claim
Your boss may argue that you’re trying to push the expense of an off-hours injury onto the company, or claim that you must not have been following procedure correctly.
- You didn’t go to the doctor
Maybe at the time, the injury didn’t seem severe enough to need a doctor’s attention, but it later became an issue that affected your ability to do your job.
What to Do Now
Once you’ve received a letter denying your workplace injury claim, the best thing to do is not panic. Read the letter several times, to make sure you have all the information you need – particularly if there is a deadline to file an appeal.
Second, make an appointment with your employer or its insurance representative to make sure the denial isn’t due to some simple clerical error or misunderstanding.
Third, take your case to a qualified attorney, who will be familiar with the many processes your workplace injury claim appeal will have to navigate in order to get the outcome and compensation you deserve.
Need advice about your workplace injury claim? Call us for an evaluation.